Unlock Financial Freedom Today! Instant Online Loans at Your Fingertips

Quick and Easy Online Loans
Up to $5,000

Discover your financial possibilities today with 1st Choice Money Center. Start planning your future with confidence!
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Short Term
Online Loans

  • Up to $5,000 cash deposited into your bank account immediately
upon approval
  • No Credit Checks
  • No Hidden Fees
  • Quick Approval Process

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Payday Loan
Alternatives

Our payday loan alternative programs let you pay off your loan over time, in easy and affordable monthly payments.

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LOAN PRODUCTS

Learn more about our loan products.

1st Choice Money Center offers a range of flexible loan products designed to meet your financial needs.

Instant Funding

Experience our revolutionary instant funding process for loans—get approved and see funds in your account almost instantly.

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Payday Loans

If you need money immediately, consider one of the 1st Choice Money Center payday loan alternatives before you agree to borrow from a payday lender.

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Personal Loans

A small personal loan is a safe, simple and quick way to get the funds you need.

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Installment Loans

Our installment programs are designed to help you get the money you need now while providing a more manageable means of repayment

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Signature Loans

Our innovative and affordable loan programs get you the money you need right now.

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No Bank Account Loans

We have affordable loan programs that can put money in your hand today, even if you don’t have a bank account.

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Bad Credit Loans

We designed our loan programs to put money in your hand when you need it, even if you don’t have a good credit rating.

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WHAT OUR CUSTOMERS SAY ABOUT US

Visit 1st Choice Money Center, Utah’s preferred payday money center and a trusted source for short-term loans.

Darrel W.
Thanks to Maria f for helping me really nice lady made the rest of my day much better
Jr G.
Wonderful employees, great communication also very friendly and welcoming answered any and all questions I may have had ..also Miranda at the Tooele branch was very welcoming and professional answered all my questions and concerns.thanks again
Kriss N.
Renée was amazing! She explained everything I needed to know about getting a loan. She was very friendly and knowledgeable. Would definitely recommend!
Vince M.
Awesome they were friendly
Takaetali M.
Awesome service all the time ❤️❤️❤️
Eduardo P.
Muy buena atención de parte de Saymi es genial me ayudo mucho con mi préstamo...excelente atención y dedicación a su trabajo....la recomiendo al 100%
Jay L.
The online process was quick and easy! They walk you thru it if you need help too! Saved me and my family! April was great and so patient with the process!
Response from the owner:Thank you so much for the wonderful feedback! We are happy to hear that our online loan process was quick and easy for you. I will be sure to pass along your kind words to April—she will be so happy to know her patience/guidance made a difference. We are always here whenever you need us.
marquia W.
Online process was super easy! April walked me through every step and this came through clutch
Response from the owner:Thank you for the review! We're happy April was able to walk you through every step and make the online process a breeze. We also offer different types of referral bonuses for our online customers, feel free to reach us to learn more!
Marbelis E.
Exactamente servicio muy buena atención por parte angelica
Ariel M.
Muy buena la experiencia
Erendida R.
Thank Marisol
Juan Rodriguez C.
Muy bueno
Esteban M.
Excelente servicio hablan español también y me pudieron ayudar para el préstamo que necesitaba para pagar mi renta. Aunque aveces no aprueban lo que necesitas pero te dan otra opción de préstamo para que puedas ir solucionando poco a poco. Gracias a Abril por estar pendiente y ayudarme.
Stefhany A.
Excelente servicio mi préstamo en línea, muy rápido la aprobación! abril quien me atendió muy amable.
flor C.
Ana has been a lot help! Thank you so much!
Belia P.
I have worked with Marisol for over 4 years, her customer service is amazing She is kind, and respectful Great people
Brittney M.
I love coming here when I’m in a pinch! The ladies always crack me up.
Miranda D.
Marisol me ayudó 🤗
Giselle C.
Yessica and Eunice made the whole experience so fun I actually forgot I was even getting a loan! They were so nice and like realllly pretty! see them for your loan needs 🥰
Response from the owner:Thank you so much for your kind words, Giselle! We're always so happy to hear our customers feel comfortable in our offices. You can also refer friends and family to Eunice and Yessica to get referral bonuses of up to $100!
Jessica K.
I’ve been looking to get a loan to help with my financial situation. April worked with me every step of the way and I truly appreciate her and definitely recommend her services. She will not disappoint.
Monae M.
Great to deal with and easy to do!
Brianna J.
Emily works wonders!!! Very kind and professional, highly recommend!!! Thank you 1stChoice
Eric B.
My service Representative name is April. She was extremely patient with me and my complicated circumstances....She guided me through everything until i got my approval for more than i actually needed. Everything was done conveniently online and she kept a line of communication until the requirements were satisfied..... excellent customer service and incredible patience. Its been an absolute pleasure dealing with this level of service and im overflowing with gratitude.
Response from the owner:Thank you so much for your amazing feedback, Eric. We appreciate your time and business. We're happy to hear your online loan process was smooth and that we were able to get you more than what you were looking for, we are always here to help, if you need anything our Online Loan department is just a call away!
Arleen O.
Jessica was understanding and very knowledgeable to my needs
Response from the owner:Thank you, Arleen! We're always happy to hear we could help. We truly appreciate your kind words and business. Please remember you can refer friends and family to us to get a referral bonus of up to $100!
Stephanie M.
Aj was great
Response from the owner:Thank you so much, Stephanie! We appreciate your business.

Get your cash right away WITH 1st Choice Money Center!

Secure your cash instantly with 1st Choice Money Center. Explore fast and reliable solutions today.
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WHY CHOOSE 1ST CHOICE MONEY CENTER?

Visit 1st Choice Money Center, your preferred online money center.

Fast

Get expedited loan approvals and quick access to funds to meet your financial needs.

Convenient

Our services include easy online applications and efficient processing, ensuring you can secure the funds you need hassle-free.

Affordable

Secure a loan with competitive rates and flexible repayment options designed to fit your budget.

Trusted

We offer reliable financial solutions backed by years of expertise and a commitment to customer satisfaction.

NEED SOME QUICK CASH?

Discover why you should choose 1st Choice Money Center for short-term loans

We get it: Things happen. Sometimes expenses have a way of showing up on your doorstep, and you need a little extra to see you and your family through. That’s why we’re here. 1st Choice Money Center was established to provide immediate, easy-to-procure loans that were still affordable, to get you through those times when the unforeseen happens. Each one of our loan products is designed to get you the cash that you need, when you need it, while also making it easy for you to become debt-free once again.

NO CREDIT? NO PROBLEM.

Our commitment to finding a solution to your cash needs doesn’t stop at your credit score.

Even if you have a less than stellar credit history, you’re certain to find a loan product that’s right for your needs with 1st Choice Money Center. Our commitment to finding a solution to your cash needs doesn’t stop at your credit score. We go a little further to find a solution that’s right for you. Our most popular loan product, the installment loan, is specially designed to allow you to pay off both your principal and the interest on the loan with each payment.

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