Get Fast Financial Help with Title Loans in Utah and Idaho

You need a large loan to pay off your bills and debts. Perhaps you’ve tried to apply for a traditional loan but were denied because of bad credit. Have you considered a title loan in Utah or Idaho to get the money you need instead? We offer Title Loans at all of our 25+ locations, or apply online.

When is a Title Loan a Good Option?

Most installment loans or payday loans have a reasonable limit on how much you can borrow. We don’t want you to over-extend yourself and get in a tougher position than you were in when you began. For that reason, we keep the loan amounts on payday loans and instalment loans reasonable. However, sometimes a $1,500 dollar loan won’t cut it when it comes to helping you meet your bills and paying your expenses. In these situations, a title loan allows you to borrow much more than a payday loan because you are able to borrow against the value of your car, which can far exceed the amount you could get through a payday loan.

How Does a Title Loan Work?

With a title loan, you use your car as collateral. You can bring in the title of your car and use its value in order to get more money in the loan process. You give the lender your vehicle title and agree to pay off the loan within a certain period. Once you do, you get the title back. The main benefit to title loans is that you can get much more money than you would with an ordinary loan—up to $10,000!

With a title loan at 1st Choice Money, you won’t get stuck paying only interest. The principal payment of a title loan shrinks with each payment, and the pay rates are very manageable.

Make 1st Choice Money Your 1st Choice for Title Loans

At 1st Choice Money, we don’t discriminate based on your earnings or credit score. We offer loans to those with bad credit and even to those with no checking account. We also accept all vehicles for title loans. When you visit us at one of our 27 locations throughout Utah and Idaho, you’ll experience a quick five-minute approval so you can be on your way.

1st Choice Money doesn’t believe in pre-payment fees or other hidden costs. Our first priority is to help our customers get back on their feet. We want to help you become debt free, rather than giving you more debt. With each payment, you can feel confident that you are paying off your debt and making progress toward financial security.

Whether you need title loans in Salt Lake City or Boise, we have a location close to you. Come visit us at your nearest locations, or contact us for more information. We look forward to helping you pay off your debts so you can regain peace of mind.